Our 12/24 Month Bank Statement loans are perfect Non-QM options for the self-employed. Even if complex tax deductions make your tax returns less than straightforward, this program can provide a clearer picture of your current income or revenue to help you qualify.
Program features- Loan amount up to $4 million
- DTI up to 55%
- Minimum 3 months of reserves required
- Maximum cash-on-hand $1 million, no limit for CLTV <55%
- Mortgage history 0 x 60 x 12
- Combined statements accepted
- No tax returns required
- ITIN is available
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