An FHA High Balance loan is designed to help you buy a home in a high-cost area. These loans have higher borrowing limits than standard FHA loans, making it easier for you to afford your dream home.
Program features- Loan amounts up to $1,209,750*
- Debt-to-income (DTI) ratio as per AUS
- Primary residence
- Minimum 3.50% down payment
- Minimum credit score 640
- Min. down payment 3.50%
- Flexible qualification requirements
- Accessible to borrowers without perfect credit score & history
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* FHA loan amounts are determined by the county loan limits, and therefore, the limit is not always $1,209,750. For the most accurate and up-to-date information regarding FHA loan limits in a specific county, please refer to the FHA Mortgage Limits Lookup tool provided by HUD at this link https://entp.hud.gov/idapp/html/hicostlook.cfm