Foreign Nationals Full Doc

Yes, you can. A&D offers investment property solutions only. Foreign nationals can qualify with documentation of income earned in their country of residence or just the cash flow from the subject property. 

Foreign National loans are intended to be used to purchase homes as investments, not as primary residences. 

You must be a US resident and obtain a Conventional mortgage. 

The Foreign Nationals DSCR program focuses on the rental income your property generates to determine if you qualify for a mortgage. If the property earns enough to cover the mortgage payments, you’re likely to be approved. You don’t have to provide detailed personal financial documents. 

The Foreign Nationals Full Doc program, on the other hand, requires you to provide detailed information about your personal finances, such as pay stubs and bank statements. This program looks at both your financial situation and the rental income of the property to determine if you qualify. 

So, if you want to avoid providing a lot of personal financial documentation, the DSCR program may be a better fit. If you can provide detailed financial documents and want to use both your personal finances and the property’s income to qualify, then the Full Doc program is the way to go.