FHA High Balance

Min. FICO 620 Up to 97.75% CLTV

Real estate values vary in different parts of the country. In some areas, homes are more expensive and as a result, the Federal Housing Finance Agency (FHFA) adjusts its loan limits for these “high cost” areas.

If you are planning to buy a home in an area considered high cost, an FHA High Balance loan may be the best solution for you. At A&D Mortgage, we are experienced in these kinds of FHA transactions and we’ll guide you through the entire loan process.

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Loan amounts up to $1,149,285
DTI up to 55%
Primary residence, second home, investment

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